Offered 1% return every month, how do I know whether it is a scam or not?

Offered 1% return every month, how do I know whether it is a scam or not? 1% every month. Sounds small, right? If someone told me, “Charles, I can give you 1% every month,” I might initially think: “Okay, only 1% lah.” But wait. Continuous and never ending 1% every month is 12% a year if we […]